Join our company, where we're shaping the future of auto finance with AI. As a Product Manager for Payments, you'll be at the core of our loan servicing operations, building the critical systems that power every aspect of the lending lifecycle. You'll modernize legacy architecture, streamline complex payment workflows, and enable innovative self-service capabilities that transform how borrowers and agents interact with our platform. Your role isn't just about products; you'll directly impact our financial operations, regulatory compliance, and business scalability, with endless opportunities for growth. Come thrive in our dynamic environment, leading the evolution of payments and loan servicing in AI and machine learning for auto finance.
Key Responsibilities:
Collaborate with internal and external customers to understand the problems and develop insights, and translate those findings into new product innovations
Partner closely with engineering to drive the creation, planning, prototyping, and development of products and features in support of key product metrics and goals
Foster strong relationships with subject matter experts, analysts, data scientists, and technology teams across our company
Own, prioritize and maintain the product backlog
Analyze and articulate insights from data to inform product roadmap decisions and drive alignment across functions and senior leadership
Break down features into detailed stories and acceptance criteria that can be executed by an agile team. Find ways to deliver value incrementally
Effectively communicate to a wide business audience project status and post-launch measurement of progress
Collaborate closely with the Finance and Accounting teams on daily and month-end reporting, reconciliation processes, and ensuring accuracy across complex financial data models is a plus.
Key Responsibilities:
Collaborate with internal and external customers to understand the problems and develop insights, and translate those findings into new product innovations
Partner closely with engineering to drive the creation, planning, prototyping, and development of products and features in support of key product metrics and goals
Foster strong relationships with subject matter experts, analysts, data scientists, and technology teams across our company
Own, prioritize and maintain the product backlog
Analyze and articulate insights from data to inform product roadmap decisions and drive alignment across functions and senior leadership
Break down features into detailed stories and acceptance criteria that can be executed by an agile team. Find ways to deliver value incrementally
Effectively communicate to a wide business audience project status and post-launch measurement of progress
Collaborate closely with the Finance and Accounting teams on daily and month-end reporting, reconciliation processes, and ensuring accuracy across complex financial data models is a plus.
Requirements:
7-10+ years of experience in Product Management within fintech or financial services companies, with a strong focus on lending and loan servicing products
Proven hands-on experience working with / for US-based companies or US financial markets
Extensive knowledge of banking integrations and payment processing: ACH, NACHA, card networks, wire transfers, and alternative payment methods
Strong familiarity with US financial compliance and regulatory frameworks such as TILA, Reg B, UDAAP, CFPB regulations and SCRA
Deep understanding of lending ecosystems, including consumer / auto lending – strong advantage
Proven experience leading complex product integrations and API-based solutions with internal and external partners
Strong background in Agile methodologies (Scrum / Kanban) and working closely with R&D teams
Demonstrated ability to write clear and detailed Product Requirements Documents (PRDs), business requirements and technical specifications
Excellent project management capabilities, with experience managing multiple complex initiatives in parallel
Strong analytical mindset with deep interest in data-driven products and decision-making
Experience working in fintech, financial markets, or the automotive ecosystem – a strong plus
Excellent communication skills in English (written and verbal) – mandatory
Ability to work cross-functionally with engineering, data, compliance, legal and business teams in a global environment
Highly independent, proactive, and able to work in a fast-paced, scale-up environment.
7-10+ years of experience in Product Management within fintech or financial services companies, with a strong focus on lending and loan servicing products
Proven hands-on experience working with / for US-based companies or US financial markets
Extensive knowledge of banking integrations and payment processing: ACH, NACHA, card networks, wire transfers, and alternative payment methods
Strong familiarity with US financial compliance and regulatory frameworks such as TILA, Reg B, UDAAP, CFPB regulations and SCRA
Deep understanding of lending ecosystems, including consumer / auto lending – strong advantage
Proven experience leading complex product integrations and API-based solutions with internal and external partners
Strong background in Agile methodologies (Scrum / Kanban) and working closely with R&D teams
Demonstrated ability to write clear and detailed Product Requirements Documents (PRDs), business requirements and technical specifications
Excellent project management capabilities, with experience managing multiple complex initiatives in parallel
Strong analytical mindset with deep interest in data-driven products and decision-making
Experience working in fintech, financial markets, or the automotive ecosystem – a strong plus
Excellent communication skills in English (written and verbal) – mandatory
Ability to work cross-functionally with engineering, data, compliance, legal and business teams in a global environment
Highly independent, proactive, and able to work in a fast-paced, scale-up environment.
This position is open to all candidates.
