The opportunity
The senior credit analyst performs various functions which are primarily concerned with analyzing the credit worthiness of customers or prospects by conducting in-depth financial analysis to determine the risk involved in extending business to business credit.
How you’ll spend your day
All areas of responsibility listed below are essential to the satisfactory performance of this position by any incumbents with reasonable accommodation if necessary. Any non-essential functions are assumed to be included in other related duties or assignments.
• Responsible for evaluating current and potential customers creditworthiness daily.
• Responsible for requesting, gathering, and analyzing financial information and credit reports to help justify credit limit decisions.
• Make credit recommendations to management if credit limit requirements exceed delegation of authority.
• Work with Credit Manager to perform credit reviews for all customers $1M Plus to report to CFO on a Semi-Annual basis.
• Work with Credit Manager to perform credit reviews for all customers from $500K to $999,999 to report to CFO on an Annual basis.
• Perform credit reviews on all customers with credit limits above $150K.
• Assist with order release and work with customers to obtain payment for order release.
• Assist Credit Manager with monitoring and reporting for Credit Insurance Policy.
• Work on Special Projects as assigned by management.
